Insurance
The Birmingham Public Schools does not provide insurance for student injuries or damage/loss to personal property. 
State statute provides school districts with immunity to tort liability. However, the district provides access to student 
accident insurance, which can be purchased in August and September of each year. Homeowner policies may cover 
property damage or loss from the school premises, i.e. band instruments, calculators, etc. Parents are encouraged to 
have adequate health and property damage/loss insurance